On April 9, 2026, the Federal Deposit Insurance Corporation (“FDIC”) issued a Notice of Proposed Rulemaking (the “FDIC Proposal”) to implement the Guiding and Establishing National Innovation for U.S.

FDIC insurance protects up to $250,000 per depositor, per bank, per ownership category, leaving balances above that limit uninsured if a bank fails. While bank failures are rare, they can spike during ...

The U.S. Federal Deposit Insurance Corp. formally proposed its approach to stablecoin issuers as one of the federal financial regulators required to write and oversee rules under last year's Guiding ...

FDIC’s proposed rules providing insurance for corporate deposits of stablecoin issuers will not extend to the stablecoin holders, as it would conflict with the GENIUS Act’s text, the FDIC said. The US ...

On March 11, FDIC Chairman Travis Hill spoke at a banking industry summit, where he outlined a forthcoming proposal that would clarify that payment stablecoins subject to the GENIUS Act (covered by ...

Many people worry about what might happen if their bank suddenly closes, especially when savings represent months or years of hard work. You may want clarity on how much is protected and what happens ...

"FDIC Board approves proposed rulemaking for payment stablecoin issuers under GENIUS Act: reserve assets, redemption, custody rules, no pass-through insurance, tokenized deposits clarification by Chai ...

The National Credit Union Administration (NCUA) provides federal insurance for deposits at credit unions, while the Federal Deposit Insurance Corporation (FDIC) provides federal insurance for deposits ...