Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

According to a MoneyRates survey, new or increased bank fees are the number-one reason people switch banks. In January 2026, monthly maintenance fees alone averaged a record $13.95. CNBC Select ...

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We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. You could get up to $400 when opening a new account Michael Boyle is an experienced ...